About Amourgis & Associates — Bankruptcy Cincinnati Ohio
Bankruptcy Cincinnati residents considering Chapter 7, Chapter 13, or related debt-relief options turn to Amourgis & Associates, Attorneys at Law at 300 E Business Way. The firm handles bankruptcy, personal injury, and general practice matters across Hamilton County and surrounding Southwest Ohio jurisdictions. Amourgis & Associates is well-established in Ohio bankruptcy practice, with staff including paralegal Ned, Denise, Brian, Janiel, John, and Teralee managing cases through filing and discharge. Clients seeking Ohio bankruptcy representation find the firm’s combination of filing experience and intake accessibility distinctive.
Attorney John and the Amourgis team review financial circumstances, advise on Chapter 7 eligibility versus Chapter 13 repayment plans, and manage the filing process through the U.S. Bankruptcy Court for the Southern District of Ohio in Cincinnati. The firm’s structure allows clients to work with dedicated paralegals for day-to-day case management while attorneys handle the legal filings and creditor interactions. Payment plans are available for qualifying clients.
What Clients Say
Reviewers consistently praise paralegal Ned for his patience, communication, and willingness to answer questions during stressful debt situations. Clients describe the firm’s phone team as courteous and the intake process as straightforward. Once cases are in progress, reviewers describe thorough communication, scheduled check-ins, and clear expectations about filing timelines. John is specifically mentioned for setting clients on affordable payment plans that make representation accessible.
Bankruptcy Cincinnati — Practice Areas & Services
- Chapter 7 bankruptcy filings in Southern District of Ohio
- Chapter 13 repayment plan bankruptcies
- Debt consultation and case assessment
- Personal injury representation alongside bankruptcy
- Creditor communication during bankruptcy proceedings
- Means test analysis for Chapter 7 eligibility
- Payment plans for legal fees
Frequently Asked Questions
Do I qualify for Chapter 7 bankruptcy in Ohio?
Chapter 7 eligibility depends on income compared to Ohio’s median household income and passing a means test. Currently, Ohio’s median income figures are published by the U.S. Trustee Program and updated periodically. Households above the median may still qualify after subtracting allowable expenses. An attorney can run the means test quickly during consultation.
What debts cannot be discharged in bankruptcy?
Student loans (except in rare hardship cases), child support, alimony, most tax debts, and criminal restitution cannot be discharged in Chapter 7. Secured debts on property you keep (like mortgages and car loans) continue if you retain the asset. Your attorney can review your specific debts and explain what bankruptcy will and will not eliminate.
Where are bankruptcy cases filed in Cincinnati?
Cincinnati bankruptcy cases are filed with the U.S. Bankruptcy Court for the Southern District of Ohio at 221 E 4th Street. Meetings of creditors (341 meetings) are held at the same location. Your attorney handles filing and attends required hearings with you.
Quick Facts: Bankruptcy in Cincinnati, Ohio
- Ohio Bankruptcy Filings: The Administrative Office of the U.S. Courts publishes quarterly bankruptcy filing statistics by district — U.S. Courts Statistics
- Means Test Median: Ohio median household income figures are published and updated by the U.S. Trustee Program — U.S. Trustee Program
- Southern District of Ohio: Bankruptcy cases filed at 221 E 4th Street, Cincinnati — U.S. Bankruptcy Court
Related Guide: Bankruptcy Attorneys — ReachAttorneys


