About Law Office of Robert E. Martinez, PLLC — Bankruptcy White Plains New York

The Law Office of Robert E. Martinez, PLLC is a bankruptcy White Plains practice serving Westchester County clients with Chapter 7 and Chapter 13 filings, alongside divorce and immigration work. The firm files cases in the U.S. Bankruptcy Court for the Southern District of New York at 300 Quarropas Street, the Westchester division. The court served Westchester, the Bronx, and seven other counties as bankruptcy filings rose 14.2% nationwide in 2024.

The multi-practice approach helps clients whose financial troubles intersect with family or immigration concerns — for example, a recently divorced spouse whose support obligations triggered the bankruptcy filing, or an immigrant entrepreneur dealing with both business debt and a status renewal. ReachAttorneys lists more White Plains attorneys for additional comparisons.

What Clients Say

Reviews describe a bilingual practice (English and Spanish) that takes time to explain bankruptcy chapters and means-test calculations carefully. Clients value the firm’s responsiveness during 341 meeting preparation and praise its ability to handle related family or immigration issues at the same time. Several reviewers mention reasonable flat fees for Chapter 7 work.

Bankruptcy White Plains — Practice Areas & Services

• Chapter 7 liquidation for Westchester County households below the New York means-test threshold
• Chapter 13 repayment plans, including mortgage cure for foreclosure-threatened homes
• Divorce and family law in Westchester County Supreme Court and Family Court
• Immigration matters, including adjustment of status and naturalization
• Defense against creditor lawsuits, wage garnishment, and bank levies

Frequently Asked Questions

Where are Westchester County bankruptcy cases filed?

Westchester County cases are filed in the U.S. Bankruptcy Court for the Southern District of New York at 300 Quarropas Street, White Plains. The Westchester courthouse handles cases from nine counties including Bronx, Dutchess, Orange, Rockland, and Westchester. 341 meetings of creditors are typically held telephonically.

What is New York’s Chapter 7 income limit?

The means-test median income changes periodically, but as of 2024 a single New York filer typically must earn under approximately $73,000 annually to qualify for Chapter 7 without further analysis. Households above the median may still qualify after disposable-income calculations. A bankruptcy White Plains attorney runs the means test before filing.

How long does the automatic stay last?

The automatic stay starts the moment a bankruptcy petition is filed and stops most collection actions immediately. In a Chapter 7, the stay typically runs through discharge, about four to six months. In a Chapter 13, the stay continues for the full three-to-five-year plan period.