About Maite Hoyos PA — Bankruptcy Miami
Bankruptcy Miami residents and businesses face often intersects with immigration status, asset protection concerns, and the realities of one of the most economically complex metro areas in the United States. Maite Hoyos PA, based on Alcazar Avenue in Miami’s Coral Gables area, handles bankruptcy Miami and South Florida clients alongside a well-established immigration law practice. Attorney Maite Hoyos has served clients across South Florida for nearly a decade, building a reputation for managing both immigration and financial legal matters with efficiency and professionalism. Clients who have worked with her and case manager Melanie describe a team that handles processes swiftly, communicates clearly in both English and Spanish, and earns the trust of families working through high-stakes legal situations. For Miami residents comparing bankruptcy attorneys in Miami, the ReachAttorneys directory is a useful resource.
The firm’s bilingual capacity is particularly relevant in Miami-Dade County, where a significant portion of bankruptcy and immigration matters involve clients whose primary language is Spanish. Maite Hoyos and her team communicate fluently in both languages, reducing the miscommunication risk that can derail otherwise solid legal matters. Multiple clients who have been with the firm for years describe consistently fast, accurate work on everything from residency cases to estate organization.
Bankruptcy Miami — Practice Areas & Services
- Chapter 7 and Chapter 13 personal bankruptcy
- Business bankruptcy and debt restructuring
- Immigration law including residency and citizenship
- Asylum applications and TPS matters
- Work permits and visa processing
- Bilingual (English/Spanish) legal services
- Estate and probate coordination for immigrant families
- Miami-Dade County court filings and hearings
What Clients Say
Clients who had positive experiences describe Maite Hoyos as one of the top immigration and bankruptcy attorneys in South Florida, with particular praise for her speed, accuracy, and the genuine sense of security she provides to families navigating complex legal processes. Multiple clients who have been with the firm for years specifically call out her professionalism and the quality of her team. Case manager Melanie receives consistent individual praise for attentiveness and warmth in client communications.
Frequently Asked Questions
What are the main differences between Chapter 7 and Chapter 13 bankruptcy in Florida?
Chapter 7 bankruptcy liquidates non-exempt assets to discharge most unsecured debts and typically completes in three to six months. Chapter 13 creates a three-to-five-year repayment plan that lets filers keep assets like a home while catching up on arrears. Florida’s homestead exemption is unlimited in many cases, making the choice of chapter particularly strategic for Miami homeowners with significant equity.
Can filing for bankruptcy in Miami affect an immigration case?
Bankruptcy itself does not automatically affect immigration status, but the financial circumstances that lead to it can be relevant to certain immigration applications. An attorney handling both practice areas — as Maite Hoyos PA does — can assess the full picture and sequence filings in a way that protects both the financial and immigration dimensions of a client’s situation.
Quick Facts: Bankruptcy in Miami, Florida
- Florida Homestead Exemption: Unlimited for property on half an acre or less in a municipality — Florida Statutes § 222.01
- Florida Means Test Median Income (2024): $65,254 for a single-person household for Chapter 7 eligibility — U.S. Trustee Program, DOJ
- Southern District of Florida Bankruptcy Court: Serves Miami-Dade, Broward, and Monroe counties — U.S. Bankruptcy Court, Southern District of Florida
Related Guide: Bankruptcy Attorneys Miami — ReachAttorneys

