About Fowler White Burnett, P.A. — Bankruptcy Miami, Florida
Fowler White Burnett, P.A. is a long-established Florida firm handling bankruptcy Miami creditors’ rights and business restructuring matters, with a history dating to 1943 and recognition in the 2026 Chambers USA Guide. The Miami office covers Bankruptcy, Creditors’ Rights & Business Restructuring alongside litigation, corporate transactions, insurance, maritime, aviation, real estate, and employment law — serving Miami-Dade County businesses and institutional clients who need experience across multiple practice areas. The firm has expanded its team in recent years, with attorney James N. Hurley receiving the Miami-Dade Bar 2025 Circle of Excellence Award.
Fowler White Burnett’s multi-decade track record and Chambers recognition position it for complex commercial bankruptcy work in Miami-Dade County — creditor representation, plan negotiations, and business restructuring transactions in the Southern District of Florida. The firm’s Miami office information and practice group contacts are available at fowler-white.com.
What Clients Say
No client reviews are currently listed for Fowler White Burnett on this directory. The firm’s Chambers USA recognition and Miami-Dade Bar Circle of Excellence award for Attorney Hurley are verifiable credentials that prospective business clients can research through independent legal rating publications.
Bankruptcy Miami — Practice Areas & Services
- Bankruptcy & Creditors’ Rights: Representation of secured creditors, institutional lenders, and creditors’ committees in Southern District of Florida Chapter 11 proceedings.
- Business Restructuring: Out-of-court restructuring and debt workouts for Miami-Dade businesses seeking alternatives to formal bankruptcy filing.
- Commercial Litigation: Post-bankruptcy litigation including preference claims, fraudulent transfer actions, and adversary proceedings in Miami federal court.
- Insurance Law: Coverage and bad faith matters — relevant to Miami-Dade businesses whose bankruptcy is linked to unresolved insurance claims or disputes.
- Real Estate & Maritime: Distressed real estate and maritime asset matters in Miami-Dade County often intersect with bankruptcy reorganization and creditor recovery proceedings.
Frequently Asked Questions
What are preference claims and fraudulent transfer claims in bankruptcy?
In a bankruptcy filed in the Southern District of Florida, the trustee or debtor-in-possession can recover certain payments made before filing. Preference claims allow recovery of payments made to creditors within 90 days of filing (one year for insiders) if the payment allowed that creditor to receive more than it would in a liquidation. Fraudulent transfer claims reach back further — typically two years — targeting asset transfers made for less than fair value when the debtor was insolvent. Miami-Dade creditors who received pre-bankruptcy payments may face preference demands in Chapter 11 cases.
What does a creditors’ rights attorney do in a Miami bankruptcy case?
A creditors’ rights attorney represents lenders, suppliers, landlords, and other parties owed money by a Miami-Dade company that has filed bankruptcy. Key tasks include filing proofs of claim to preserve the right to payment, objecting to a proposed reorganization plan that undervalues the creditor’s claim, negotiating treatment of secured collateral, participating in a creditors’ committee, and pursuing preference or fraudulent transfer recoveries. Without active legal representation, creditors often receive less than they are legally entitled to in complex Chapter 11 proceedings.
What is an out-of-court restructuring and when is it preferred over bankruptcy in Miami?
An out-of-court restructuring is a negotiated debt reduction or modification agreement between a Miami-Dade business and its creditors, completed without filing a bankruptcy petition. It avoids public disclosure, preserves business relationships, and is typically faster and less expensive than Chapter 11. However, it requires all significant creditors to cooperate — one holdout creditor can derail the process. Businesses with a small number of institutional lenders and cooperative creditor groups are the best candidates for an out-of-court workout instead of a bankruptcy filing.
Quick Facts: Bankruptcy in Miami, Florida
- 2024 District Filings: The Southern District of Florida recorded 13,742 total bankruptcy filings in 2024 — a 26% increase over 2023 — U.S. Bankruptcy Court, S.D. Fla.
- Miami Division (2025): The Miami division recorded 7,395 filings in 2025, with Chapter 7 representing approximately 59% of cases — U.S. Bankruptcy Court, S.D. Fla. (Miami Statistics)
- National Trend: U.S. bankruptcy filings rose 11.5% in the twelve months ending June 30, 2025 — Administrative Office of the U.S. Courts



