About AM Law, LLC — Bankruptcy Miami, Florida
AM Law, LLC brings a client-direct philosophy to bankruptcy Miami representation, with attorneys Brandy Abreu, Esq. and Gary M. Murphree, Esq. handling cases personally rather than routing clients through paralegals or legal assistants. The firm operates from 10743 SW 104th Street in Miami and covers Chapter 7, Chapter 11, and Chapter 13 bankruptcy alongside real estate, business law, and family law — serving both individual debtors and business owners across Miami-Dade County with clear, plain-language advice at every stage.
AM Law’s scope across multiple practice areas is useful for Miami-Dade residents whose financial distress touches both personal bankruptcy and related issues like business dissolution, real estate disputes, or marital property division. Clients reach the attorneys directly at 305.441.9530 — a key differentiator in a market where many bankruptcy firms route inquiries through support staff first.
What Clients Say
No reviews are currently listed on this directory for AM Law. The firm’s stated commitment to direct attorney access — bypassing the layer of legal assistants common at larger practices — is a frequently cited differentiator that prospective clients can evaluate by contacting the attorneys directly.
Bankruptcy Miami — Practice Areas & Services
- Chapter 7 Bankruptcy: Discharge of unsecured debts for qualifying Miami-Dade individuals — credit cards, medical debt, personal loans — typically resolved in 4–6 months from filing date.
- Chapter 11 Bankruptcy: Business reorganization for Miami-Dade companies and high-asset individuals whose debt load exceeds Chapter 13 limits, allowing continued operations under court supervision.
- Chapter 13 Bankruptcy: Structured repayment plans for Miami residents seeking to retain their home or car while repaying a court-approved portion of debt over 3–5 years.
- Real Estate Law: Bankruptcy strategy coordinated with foreclosure defense, evictions, and loan modifications common in Miami-Dade County’s volatile housing market.
- Business Law: Counsel for Miami business owners considering whether to reorganize through Chapter 11 or wind down operations through Chapter 7 liquidation.
Frequently Asked Questions
What is Chapter 11 bankruptcy and when does it make sense in Miami?
Chapter 11 is a reorganization chapter available to businesses and individuals whose debts exceed Chapter 13’s statutory limits. Miami-Dade small business owners facing creditor pressure can use Chapter 11 to propose a plan that restructures debt while keeping the business operating. The Subchapter V small business track — available since 2020 for businesses with debts under approximately $7.5 million — makes Chapter 11 faster and less expensive for Miami-Dade businesses that need relief without a prolonged court process.
Can I keep my car if I file bankruptcy in Miami-Dade County?
In Chapter 13, you can keep your car by including the car loan in your repayment plan — and if the loan is older than 910 days, you may be able to reduce the principal owed to the car’s current market value through a cramdown. In Chapter 7, you keep the car by reaffirming the debt and staying current on payments. Florida exempts up to $1,000 in motor vehicle equity, which protects modest vehicle value from liquidation by the trustee.
How does bankruptcy affect credit and when can Miami residents recover?
A Chapter 7 bankruptcy remains on a credit report for 10 years; Chapter 13 stays for 7 years. However, many Miami-Dade filers begin rebuilding credit within 12–24 months through secured credit cards and consistent on-time payment habits. The discharge of a heavy debt load often improves debt-to-income ratios, which can accelerate credit score recovery faster than continuing to miss payments on unmanageable balances.
Quick Facts: Bankruptcy in Miami, Florida
- 2024 District Filings: The Southern District of Florida recorded 13,742 total bankruptcy filings in 2024 — a 26% increase over 2023 — U.S. Bankruptcy Court, S.D. Fla.
- Miami Division (2025): The Miami division recorded 7,395 filings in 2025, with Chapter 7 cases representing approximately 59% of the total — U.S. Bankruptcy Court, S.D. Fla. (Miami Statistics)
- National Trend: U.S. bankruptcy filings rose 11.5% in the twelve months ending June 30, 2025 compared to the prior year — Administrative Office of the U.S. Courts



