About Aimee Melich Law, P.A.

About Aimee Melich Law, P.A. — Bankruptcy Miami, Florida

Aimee Melich Law, P.A. is a focused bankruptcy Miami practice led by Attorney Aimee Melich, Esq., serving Miami-Dade County clients from her office at 7480 Bird Road in Miami. The firm handles Chapter 7 total liquidation, Chapter 13 debt reorganization, real estate litigation, and foreclosure defense — giving Miami residents a single attorney who understands how financial distress, mortgage default, and bankruptcy intersect. Attorney Melich offers a free case review so Miami-Dade residents can understand their full range of options before committing to any legal strategy.

The firm’s scope extends to adversarial bankruptcy proceedings, motions practice, quiet title actions, loan modifications, and short sales — making it well-suited for homeowners in Miami-Dade County facing layered financial problems that touch both bankruptcy and real estate law simultaneously. Clients can reach the firm at 786-583-8214.

What Clients Say

No reviews are currently listed for Aimee Melich Law on this directory. The firm’s active presence on LinkedIn, Facebook, YouTube, Instagram, and TikTok reflects a practice that prospective clients can research before scheduling a consultation.

Bankruptcy Miami — Practice Areas & Services

Chapter 7 Bankruptcy: Full discharge of unsecured debts — credit cards, medical bills, personal loans — for qualifying Miami-Dade residents who pass the income means test.
Chapter 13 Bankruptcy: Structured 3–5 year repayment plans allowing homeowners to halt foreclosure and reorganize mortgage arrears while retaining their Miami-Dade property.
Foreclosure Defense: Legal challenges to lender standing, loan servicing errors, and deficiency judgment exposure for Miami-Dade County homeowners in default.
Real Estate Litigation: Quiet title actions, evictions, partition actions, and short sale negotiations as complements to a bankruptcy filing strategy.
Creditor Representation: Representation of creditors in bankruptcy proceedings, including proof of claim filing and adversarial matters in the Southern District of Florida.

Frequently Asked Questions

Can bankruptcy stop a foreclosure on my Miami home?

Yes. Filing Chapter 13 bankruptcy in the U.S. Bankruptcy Court for the Southern District of Florida triggers an automatic stay that halts a pending foreclosure immediately. A Chapter 13 plan can then cure mortgage arrears over 3–5 years, allowing Miami-Dade homeowners to keep their property. Chapter 7 provides only a temporary delay unless the filer can bring the mortgage current or negotiate with the lender directly.

What is the difference between Chapter 7 and Chapter 13 for a Miami resident?

Chapter 7 wipes out most unsecured debts quickly — typically within 4–6 months — but does not protect secured assets you cannot afford to keep paying. Chapter 13 takes longer (3–5 years) but lets Miami-Dade filers keep their home, car, or business while repaying a court-approved portion of their debts. Choosing between them depends on income, assets, and what the filer most needs to preserve.

What are Florida’s bankruptcy exemptions and how do they protect Miami filers?

Florida offers some of the strongest bankruptcy exemptions in the country. The unlimited homestead exemption protects a primary residence’s full equity for Miami-Dade homeowners who have lived there at least 1,215 days. Florida also exempts up to $1,000 in personal property (or $4,000 for non-homestead filers), 100% of qualified retirement accounts, and wages for heads of household. These exemptions determine what a filer keeps after Chapter 7 discharge.

Quick Facts: Bankruptcy in Miami, Florida

2024 District Filings: The Southern District of Florida recorded 13,742 bankruptcy filings in 2024 — a 26% increase over 2023 — U.S. Bankruptcy Court, S.D. Fla.
Miami Division (2025): The Miami division logged 7,395 filings in 2025; Chapter 7 represented approximately 59% of cases — U.S. Bankruptcy Court, S.D. Fla. (Miami Statistics)
Chapter 13 Share: Chapter 13 cases made up roughly 41% of Miami division filings in 2025, reflecting high homeownership rates and mortgage distress across Miami-Dade — U.S. Bankruptcy Court, S.D. Fla.

What People Say About Aimee Melich Law, P.A.

Aimee Melich Law, P.A., located in Miami, Florida, is a highly regarded firm specializing in bankruptcy and estate planning services. Clients consistently praise the team for their professionalism, empathy, and responsiveness, often describing their experience as supportive and family-like during challenging legal processes. With a commitment to clear communication and a thorough understanding of their clients’ needs, Aimee Melich Law has earned a reputation for transforming stressful situations into positive outcomes, making them a top recommendation for those facing financial difficulties.

Google Reviews for Aimee Melich Law, P.A.

Excelente equipo liderado por la Abogacía Aimee, grandes profesionales. Siempre respondiendo a las consultas, algo que no se encuentra fácilmente en la mayoría de los abogados. Gracias

Such a great experience! Everyone from the team is very helpful and on top of everything. They walk you through everything from the beginning of the process to the end and they are very responsive! Will definitely recommend!

Acabo de cerrar un Caso de Bancarrota con la abogada y su equipo y les estoy muy agradecida,uno siempre esta nervioso y preocupado cuando,esta en un proceso legal,pero con Ellos me he sentido,siempre acompañada,Como en familia,gracias Aimee ,Carlos y demas,les deseo muchos exitos futuro y les recomiendo a las personas,k se sientan,aficiadas con sus deudas como estaba yo,que llamen al equipo de Aimee Melich y veran como la vida les cambia para bien! Muchas,muchas,muchas gracias! ❤️

Thank you Aimee and your entire team, are one of the best in Miami area. Once again thank your for your professionalism during my case.

An exceptional attorney that I would recommend.

As a professional realtor, I have the privilege of collaborating with many attorneys, and I can confidently say that working with Aimee Melich and her team was truly exceptional. Their diligence, attention to detail, and prompt responsiveness to every inquiry sets them apart in this industry. Aimee’s team consistently demonstrated professionalism and efficiency. I highly recommend their services and look forward to future opportunities to collaborate with such a dedicated and skilled group.

I was very scared as the word bankruptcy seems scary, but i promise this team made it so easy and calming! I definitely felt at peace on my decision and almost like we were family from the beginning! Amazing team, will recommend to anybody!

I highly recommend Attorney Melich. I had a very positive and professional experience with her and her staff.

Had a good experience, no problems at all. I was a little scared at first but was put to ease everytime I called the office.

Excellent experience tru the process and very happy with the result!

Mi esposa y yo, ambos, nos sentimos altamente satisfechos con el servicio que hemos recibido de las oficinas legales de la abogada AIMEE MELICH. El equipo de trabajo de AIMEE MELICH es excelente. Ellos tratan a sus clientes con un alto nivel de profesionalismo, empatía y honestidad. Le recomendamos a todas aquellas personas interesadas en asuntos de Bienes Raíces y de Bancarrota, que contacten ya mismo a las oficinas de AIMEE MELICH LAW. Y si no hablan Inglés, no se limiten, porque el idioma NO es ningún problema en AIMEE MELICH LAW, ellos tambien hablan Español y Francés.

Quiero expresar mi más sincero agradecimiento a la abogada Aimee Melich por su invaluable ayuda. Su profesionalismo, conocimiento y habilidad para comunicarse de manera clara y precisa han hecho una gran diferencia en mi situación legal. Estoy profundamente agradecido por su dedicación y compromiso en mi caso!

Indeed I am extremely happy I choose Aimee Melich Law, P.A.The company did there best in representing me during my difficulty. My results were favourable. Thanks for the opportunity for a fresh start.

I reached out to Melich Law via a referral from the Florida Bar Association and I am so very grateful that I was matched with this firm. Carlos is genuine, empathetic and very knowledgeable about real estate and landlord/tenant matters. Though I was quite nervous about hiring an attorney due to limited personal experience, Carlos made me feel at ease immediately during our initial screening call with his careful and thoughtful line of questioning. Thank you Melich Law for your personable and professional service. Though I hope to not need your services any further, I am so comforted to know you’ll be there for me just in case. All the very best to you!

Carlos was exceptionally professional, supportive, and thorough in his approach during our consultation, ensuring we understood all potential paths forward and their implications. His advice was not only practical but also empowering, allowing us to have the opportunity to make informed decisions about the future of our business. Thank You Carlos for everything

Aimee Melich Law, P.A.