About Osborne & Sheffield Title Services — Real Estate Jacksonville Florida
Osborne & Sheffield Title Services supports real estate Jacksonville buyers, sellers, and lenders across Duval County and the surrounding First Coast communities. The company focuses on title search, title insurance, and closing coordination for residential and light commercial transactions. Because Florida conducts title-agency-led closings rather than attorney closings, the work is vital to smooth transactions. For more area listings, see Jacksonville attorneys.
The practice serves clients throughout Jacksonville, Jacksonville Beach, Atlantic Beach, Orange Park, and the St. Johns County line communities. Deeds and mortgages are recorded with the Duval County Clerk of Courts at 501 West Adams Street. In addition, the company assists investors and second-home buyers with title clearance and curative work on older properties.
What Clients Say
Clients describe organized closing preparation, responsive communication with lenders and real estate agents, and careful review of surveys. Reviewers note that title issues are flagged and resolved in advance rather than at the closing table. Several specifically mention smooth refinances and FSBO transactions.
Real Estate Jacksonville — Practice Areas & Services
- Residential closings and HUD/ALTA settlement statement preparation
- Title search and owner’s title insurance policies
- Refinance and HELOC closings in Duval County
- Deed preparation, including quitclaim and warranty deeds
- 1031 exchange coordination for investor clients
- Recording with the Duval County Clerk of Courts
Frequently Asked Questions
Does Florida require an attorney at closing?
Florida does not require an attorney at closing. Licensed title agents and title insurance companies routinely handle closings, though buyers can always hire an attorney for an extra layer of review.
How long does a typical Jacksonville closing take?
Most residential purchase closings in Duval County take 30 to 45 days from contract to closing table. Cash deals can close faster, while VA and FHA loans often push the longer end of that range.
Where are deeds recorded in Jacksonville?
Deeds, mortgages, and other real estate instruments for Jacksonville properties are recorded at the Duval County Clerk of Courts, 501 West Adams Street. Electronic recording has become the norm for most transactions.
Quick Facts: Real Estate Law in Jacksonville, Florida
- Florida homeownership rate: approximately 66% of households, slightly above the national average — U.S. Census Bureau QuickFacts
- Florida documentary stamp tax: $0.70 per $100 of the sale price statewide — Florida Statutes § 201.02
- Duval County population: approximately 1 million residents, the largest county in Northeast Florida — U.S. Census Bureau



