About Law Office of William E. Horne, Jr. — Bankruptcy Jacksonville Florida
Bankruptcy Jacksonville clients can reach the Law Office of William E. Horne, Jr. for debt-relief guidance. The firm helps individuals work toward a fresh financial start. It serves Duval County residents from its Jacksonville office. People often turn to a local solo practice for direct, personal attention. You can compare nearby firms on the Jacksonville listings page. Each case begins with a review of your debts and income.
Because the office is a focused local practice, clients deal directly with the attorney. For example, the same lawyer reviews the file and handles the filing. That continuity can make the process feel less daunting.
Why Choose Law Office of William E. Horne, Jr.
The Law Office of William E. Horne, Jr. provides personal bankruptcy guidance in Jacksonville. The firm serves Duval County clients seeking relief from debt. Its attorney handles Chapter 7 and Chapter 13 cases for individuals. The local, attorney-direct approach suits clients who value personal attention. The practice manages the means test, paperwork, and court steps.
Bankruptcy Jacksonville — Practice Areas & Services
- Chapter 7 liquidation: Discharges qualifying debt for eligible Duval County residents.
- Chapter 13 reorganization: Sets a repayment plan to protect Jacksonville assets.
- Means-test guidance: Confirms eligibility under Florida’s income limits.
- Personal attention: Clients work directly with the attorney throughout.
Frequently Asked Questions
Is a solo firm a good choice for a Jacksonville bankruptcy?
A solo practice often gives clients direct attorney access. The same lawyer handles your case from start to finish. For straightforward filings, that continuity helps.
What documents do I need to file?
You need recent pay stubs, tax returns, and a list of debts and assets. Bank statements and collection letters help as well. Your attorney uses these to prepare the petition.
Where do Duval County residents file?
They file with the Middle District of Florida’s Jacksonville Division. The court is at the Bryan Simpson U.S. Courthouse on North Hogan Street. It serves Duval County and fourteen nearby counties.
Quick Facts: Bankruptcy in Jacksonville, Florida
- District filings: The Middle District of Florida ranked third nationally with 19,915 nonbusiness bankruptcy filings in the year ending Dec. 31, 2024 — U.S. Bankruptcy Court, M.D. Fla.
- Means-test median: Florida’s 2025 median income for one person was about $63,916 — U.S. Trustee Program, DOJ
- Division reach: The Jacksonville Division serves Duval and fourteen other counties — U.S. Bankruptcy Court, M.D. Fla.



