About Albaugh Law Firm — Bankruptcy Jacksonville Florida
Bankruptcy Jacksonville is a core practice at Albaugh Law Firm, which also serves nearby St. Augustine. The firm pairs debt-relief work with criminal defense across Northeast Florida. Its attorneys aim to give clients solid legal protection when finances unravel. They represent individuals throughout Duval County and St. Johns County. You can review the firm’s wider bankruptcy practice before reaching out. Every consultation starts with a candid review of your debts and income.
Because the firm handles both debt and criminal matters, it understands overlapping legal stress. For example, a client facing charges and mounting bills gets coordinated guidance. The team explains how an automatic stay can pause collection efforts right away.
Why Choose Albaugh Law Firm
Albaugh Law Firm brings a dual focus on bankruptcy and criminal defense to the Jacksonville and St. Augustine markets. That breadth helps clients who face financial and legal trouble at once. The firm serves Duval and St. Johns County residents across Northeast Florida. Its attorneys handle the filing process while keeping clients informed at each stage. The practice covers consumer Chapter 7 and Chapter 13 cases.
Bankruptcy Jacksonville — Practice Areas & Services
- Chapter 7 cases: Helps qualifying Duval County filers discharge unsecured debt under the Florida means test.
- Chapter 13 plans: Structures repayment so clients can keep a home or vehicle in the Jacksonville area.
- Foreclosure-related debt: Addresses mortgage shortfalls alongside other consumer debt.
- Two-office reach: Serves both Jacksonville and St. Augustine clients from Northeast Florida.
Frequently Asked Questions
How long does a Chapter 7 case take in Jacksonville?
Most Chapter 7 cases finish in roughly three to six months. Filers attend one meeting of creditors at the Jacksonville Division. The discharge usually follows a few months later.
Can one firm handle both my debt and a criminal charge?
Yes. Some Northeast Florida firms, like Albaugh Law Firm, practice in both areas. That lets clients coordinate strategy instead of hiring two separate offices.
Which court hears Jacksonville bankruptcy cases?
The U.S. Bankruptcy Court, Middle District of Florida, Jacksonville Division hears these cases. It is housed at the Bryan Simpson U.S. Courthouse on North Hogan Street. The division covers Duval, St. Johns, and thirteen other counties.
Quick Facts: Bankruptcy in Jacksonville, Florida
- District filings: The Middle District of Florida ranked third nationally with 19,915 nonbusiness bankruptcy filings in the year ending Dec. 31, 2024 — U.S. Bankruptcy Court, M.D. Fla.
- Means-test line: Florida’s 2025 median income for a single filer was near $63,916 for Chapter 7 eligibility — U.S. Trustee Program, DOJ
- Division reach: The Jacksonville Division serves fifteen counties, including Duval and St. Johns — U.S. Bankruptcy Court, M.D. Fla.


