About Silvern & Bulger P.C. — Personal Injury Lakewood Colorado
Personal injury Lakewood Colorado clients find a rare combination of legal skill and genuine care at Silvern & Bulger P.C., located at 363 S Harlan St in Lakewood. Attorney Thomas Bulger leads the firm’s client-facing practice, handling personal injury claims, ERISA disability disputes, civil rights matters, and consumer protection cases across the Denver metro area. Clients describe Bulger as one of the most communicative and dedicated attorneys they have worked with — a consistent theme across dozens of reviews is that he treats every client as his only client, provides detailed updates at each stage of a case, and explains complex legal and insurance concepts in plain terms. The firm’s ERISA disability practice is particularly notable: Bulger has represented clients denied short-term and long-term disability benefits by major insurance carriers, navigating the specialized federal statutory framework that governs employer benefit plans. For Lakewood residents exploring injury or disability claims, the Lakewood personal injury attorney directory offers a local comparison. One client who had prior experience with numerous attorneys across professional and personal matters described Bulger as among the rare genuinely good ones — both skilled and kind. The firm’s auto accident representation has also produced documented outcomes quicker than clients anticipated.
The firm’s range across personal injury, civil rights, consumer protection, and litigation reflects a practice built around advocacy for individuals against institutions — whether insurance companies, employers, or other adverse parties. Thomas Bulger’s willingness to stay involved in a client’s life beyond the formal case resolution is mentioned in multiple reviews as evidence of genuine professional commitment.
What Clients Say
Reviews of Silvern & Bulger P.C. are remarkably consistent in their praise. Thomas Bulger is described across dozens of accounts as compassionate, relentless, and exceptionally communicative. Clients facing ERISA disability denials — a specialized and often frustrating area of law — describe Bulger helping them understand the insurance company’s tactics and guiding them toward effective responses. Auto accident clients describe clear timelines and settlements reached faster than expected. The phrase “never stopped fighting for me” appears in more than one review. Staff responsiveness earns consistent mention alongside Bulger’s own qualities. No meaningful negative reviews appear in the available record.
Personal Injury Lakewood — Practice Areas & Services
- Auto accident claims — representing Lakewood and Jefferson County injury victims from filing through settlement or trial
- ERISA disability disputes — challenging short-term and long-term disability benefit denials under federal ERISA law
- Civil rights litigation — representing individuals whose civil rights have been violated by government actors or institutions
- Consumer protection — claims against businesses engaging in deceptive or unfair practices under Colorado and federal law
- General litigation — additional civil matters handled within the firm’s broader advocacy practice
Frequently Asked Questions
What is an ERISA disability claim?
ERISA (the Employee Retirement Income Security Act) governs most employer-sponsored disability benefit plans. When an employer’s insurance carrier denies a short-term or long-term disability claim, the appeal and any subsequent lawsuit are governed by ERISA rather than state insurance law. ERISA cases are decided by a federal judge — no jury trial — based on the administrative record compiled during the claims process. Building a strong record during the appeal phase is critical, which is why retaining an ERISA attorney early is important.
How long do I have to file a personal injury lawsuit in Colorado?
Colorado’s statute of limitations for most personal injury claims is two years from the date of injury. For car accidents, you have three years to file a lawsuit, though it is advisable to consult an attorney well before the deadline to preserve evidence and ensure timely filing. Missing the deadline bars recovery entirely.
Does Colorado use comparative fault in personal injury cases?
Yes. Colorado uses a modified comparative fault system. If you are found to be 50% or more at fault for your own injuries, you cannot recover damages. If you are less than 50% at fault, your recovery is reduced by your percentage of fault. An attorney can help contest fault determinations made by insurance adjusters that may unfairly reduce your compensation.
Quick Facts: Personal Injury in Lakewood, Colorado
- Jefferson County population: Approximately 582,000 residents — U.S. Census Bureau QuickFacts
- Colorado auto accident SOL: 3 years from date of accident — C.R.S. § 13-80-101
- Colorado modified comparative fault: Recovery barred at 50%+ plaintiff fault — C.R.S. § 13-21-111
Related Guide: How to Choose a Personal Injury Lawyer
